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| Checking Accounts | Account Overview | Check Order Fee | Monthly Maintenance Fee | Balance to Waive Fee (Min Avg Daily Balance) | Monthly Activity Fee | Earn Interest* (Min Daily Balance Required) | Paper Statement Fee |
|---|---|---|---|---|---|---|---|
| Flagstaff | Keep it simple The basic checking account provides you with easy account access and an option to waive the monthly maintenance fee. |
Complimentary first order of standard checks | $10 | $5,000 | Unlimited transactions | N/A | $5 per month |
| Longs Peak Interest | Built for clients who maintain higher balances Maximize your earning potential with a competitive interest rate. |
Standard Pricing | $10 | $7,500 | Unlimited transactions | $7,500 or greater | $5 per month |
| Summit Senior, 65+ | Value rich account for those 65+ Specially designed with no monthly maintenance fee and complimentary checks. |
Complimentary personalized checks (single copy bank stock) | N/A | N/A | Unlimited transactions | All balances over $0 | N/A |
| Savings Accounts | Account Overview | Opening Deposit | Monthly Maintenance Fee | Balance to Waive Fee (Min Avg Daily Balance) | Withdrawals Per Month | Earn Interest* (Min Daily Balance Required) | Paper Statement Fee |
|---|---|---|---|---|---|---|---|
| Personal Money Market | For the seasoned saver This account is designed for those building or securing a nest egg. |
$0 | $10 per month | $10,000 | $5 per item over 10 per month | **Tiered starting at $10,000 or greater | $5 per month |
| Bear Peak | Maximum benefits Basic savings account with a competitive interest rate that provides easy access to transfer funds to and from other accounts. |
$0 | $10 per quarter | $1,000 | $1 per item over 10 per quarter | $1,000 or greater | $5 per quarter |
| Certificates of Deposit*** | Multiple term options for more flexibility and earning potential Designed for those looking for more yield from short and long-term deposits. |
$10,000 | N/A | N/A | Substantial penalty for early withdrawal | $10,000 or greater | N/A |
Additional terms and conditions may apply. Account terms and conditions may be amended at any time. Fees may reduce earnings on interest bearing accounts. Accounts may be closed if the account remains at a zero balance for 90 days.
*Minimum Daily balance required to earn stated APY. APY = Annual Percentage Yield. Interest rate and APY may change at any time at the Bank's discretion (non-CD accounts).
**The Personal Money Market Account requires a minimum daily balance of $10,000 or greater to earn the stated APY. Tiered rate structure based on the following tiers: $10,000-49,999; $50,000 - $99,999; $100,000 - $199,999; $200,000 - $499,999; $5000,000 - $999,999; $1,000,000 and greater.
***CD terms or 3, 6, 12,18 and 24 months available. Please contact a relationship banker for current rates and additional account terms and conditions.
